Data Stored on Your Device

All financial data you enter into Halò — including accounts, transactions, expenses, investments, liabilities, and bills — is stored locally on your device only using Apple’s SwiftData framework. This data never leaves your device and is never transmitted to YLabs or any third-party server.

Data We Do Not Collect

Halò does not collect, transmit, or store any personal information. Specifically:

• No account or sign-in is required
• No personal details (name, email, phone number) are collected
• No financial data is uploaded to any server
• No analytics or usage tracking is employed
• No advertising identifiers are used

Siri & Shortcuts (Quick Log)

Halò supports Apple Siri and the Shortcuts app through the Quick Log feature, which lets you log expenses without opening the app. When you use this feature:

• Voice input spoken to Siri is processed by Apple on-device and, depending on your device and iOS settings, may be processed on Apple’s servers. This is governed by Apple’s Privacy Policy — not by YLabs.
• To power the shortcut picker, Halò shares your expense category names and credit card names (not card numbers, balances, or transaction history) with the iOS Shortcuts system. This data is stored locally on your device and is never transmitted to YLabs.
• Any expense logged through Siri or Shortcuts is saved directly to your device using the same local storage as the rest of the app.

You can disable Siri & Shortcuts access for Halò at any time in Settings → Siri & Search → Halò.

Receipt Photos

When you choose to attach a receipt photo to an expense, the image is processed on-device to automatically fill in expense details. Receipt photos are stored locally on your device only and are never transmitted to YLabs or any third-party server. Halò accesses your photo library only when you explicitly choose to attach a photo.

Third-Party Services

Halò fetches publicly available market data from Yahoo Finance to display live stock prices and currency exchange rates. These requests do not include any personal information or identifiable data — only the ticker symbols or currency codes needed to retrieve market prices.

You can review Yahoo Finance’s privacy practices at legal.yahoo.com.

WidgetKit

If you add the Halò home screen widget, a small snapshot of your net worth and today’s change is written to your device’s shared app storage (App Group). This data stays on your device and is only used to display your widget. It is never transmitted externally.

Data Security

Because all data is stored locally, your information is protected by your device’s built-in security — including Face ID, Touch ID, and device encryption. We recommend keeping your device passcode enabled.

Children’s Privacy

Halò is not directed at children under the age of 13 and does not knowingly collect any information from children.

Changes to This Policy

If we make material changes to this privacy policy, we will update the date at the top of this page. Continued use of the app after changes are posted constitutes acceptance of the updated policy.

Contact

If you have any questions about this privacy policy, please contact us at halo.app.contact@gmail.com.